Ireland’s data-driven personal reality check
See yourself.
See Ireland.
See the truth.
Put your pay, housing cost, savings and pension next to CSO and Revenue benchmarks. Get one Reality Score, exactly why you got it, your three biggest gaps — and what to change.
2 minutesNo accountAnswers never leave your browser
- Financial
- 61
- Career
- 61
- Lifestyle
- 90
- Future
- 71
- Pay is 3% above the CSO national median.
- Housing takes 40% of take-home pay.
- Savings cover 1.9 months of outgoings.
What it measures
Four areas. Fixed weights. No black box.
30%
Financial Reality
Housing cost against take-home pay, months of emergency cover, and debt against income.
30%
Career Reality
Your pay against the CSO median for Ireland, your sector and your county.
20%
Lifestyle Reality
How much of your take-home is left after housing and everything else.
20%
Future Outlook
Projected pension income against a target, and how secure your housing is.
Same answers, same score. Every threshold is published.
What you get
Uncomfortably accurate. Then useful.
- 01
Your Reality Score
One number out of 100, plus a score and a plain-English explanation for each area.
- 02
Why you got it
What is working for you and what is under pressure — with your numbers and the benchmark side by side.
- 03
Your 3 biggest gaps
Ranked by how many points they cost you: what each means, why it matters, what you can change.
- 04
Your escape routes
Actions for this month, the next 12 months and the long term — and how your score moves if you take them.
Fact, estimate, model, example
Every number says what it is.
A brand called “see the truth” cannot blur an official statistic with its own guess. So every significant figure carries a tag.
- Official data
- Published by a public body (CSO, Revenue, RTB, gov.ie) and quoted as published.
- Derived calculation
- Simple arithmetic on official figures — for example rent as a share of median earnings.
- BlackMirror model
- A BlackMirror threshold or assumption. Stated openly so you can disagree with it.
- Example
- A demonstration number. Not real data about anyone.
- Your input
- A figure you entered. We do not check it and we do not keep it.
€44,816
Median annual earnings, all employees, 2024
Source: CSO — Earnings Analysis using Administrative Data Sources 2024 · 2024
€15,564
Full State Pension (Contributory) a year, 2026
Source: gov.ie — State Pension (Contributory), maximum personal rate · 2026
Private by design
We never see your answers.
- No account, no sign-up
- Calculated in your browser — answers are never sent to us
- Gone when you close the tab, unless you choose to keep them
- No AI processing of your answers
- Nothing sold or shared — we have nothing to sell
- Share cards show scores only, never your figures
Here are the numbers.
You decide what to do.
Take the Mirror Test When the data changes
An occasional email when new CSO, RTB or Budget figures move the benchmarks. Unsubscribe in one click.
What to do next
Picked for what you just worked out — not a list of everything we make.
- The pay benchmark in detailBy role and county, with the top quartile as well as the median.checkireland.ie · ours
- Is your rent even legal?In a Rent Pressure Zone there is a 2% cap. Most tenants never check.checkireland.ie · ours
- The gap that compoundsThe saving comparison stings less than the pension one, and the pension one matters more.checkireland.ie · ours